Barker & Co. will find a solution to match your needs. We have an extensive portfolio of services and a wealth of knowledge and experience.

We can help with every big step from finding a first mortgage to planning for the future through pensions or investments. We can also help with the unexpected events that life throws at us with life & health insurance.

We can also help if you have reached your chosen retirement age and you wish to release capital from your home to pay off your mortgage or increase your income.

 

Mortgages

Whatever property you are looking for, Barker & Co. can help you buy it, or find you a better mortgage deal.

We provide mortgage advice for residential, commercial, buy to let and lifetime (equity release) mortgages.

We offer a comprehensive range of mortgages from across the market, not including deals that you can only obtain by going direct to a lender yourself.

 

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £500.
Your home may be repossessed if you do not keep up repayments on your mortgage. Check that your mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek further advice.
Equity Release involves Lifetime Mortgages and Home Reversion Plans, to understand the features and risks ask for a personalised illustration.
The Financial Conduct Authority does not regulate commercial mortgages and some forms of buy to let mortgages.

 

Pensions

Don’t leave your pension planning to chance.

Barker & Co. can provide advice and ongoing reviews for your pension investment.

Potential areas for discussion are:

Stakeholder
Personal Pensions
Self Invested Personal Pensions (SIPP)
Group Personal Pensions
Small Self Administered Schemes (SSAS)

 

 

 

Pensions are a long term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change therefore the tax treatment of pension benefits can and may change in the future.

     

Investments

With so many investments to choose from, let Barker & Co. tailor a portfolio which is right for you.

Investment advice can range from tax efficient ISAs to Investment Bonds specifically designed to help inheritance tax planning.

Other solutions include:

Unit Trusts
Open Ended Investment Companies (OEICS)
Guaranteed Bonds

 

The value of investments can fall as well as rise. You may not get back what you invest. The Financial Conduct Authority does not regulate tax advice.

 

Asset Management Services

Many clients feel overwhelmed by excessive amounts of paperwork and numerous contracts.

Where appropriate, Barker & Co. seek to deliver a convenient way of managing your money via an easy to use, online service.

You benefit from less administration and a co-ordinated, tax efficient approach to your finances.

 

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